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Free the Wage Slave

Money news for people building an exit.

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A newsroom for people with an exit plan. What your exit costs, which side incomes survive month four, where remote work is really hiring, and why your savings rate stalls the week after a goal. Our free calculators never ask for your email, and this site carries no advertising and no affiliate link.

Exit Index

FI number

$1,200,000

$48,000 a year at 4%

Years to it

24

from $90,000, saving $24,000 a year

Real return

4.39%

7% nominal less 2.5% inflation

Hour lost to a commute

−11.1%

$46.88 → $41.67 on a 60-minute day

4% yield, after everything

1.07%

less a 10% fee, less inflation

Five numbers this site computes, not five it collects. Every one comes from our calculators on the assumptions printed beneath it — change an assumption and the number changes with it. How the maths works.

Remote Work

Which boards verify employers, and what your visa really costs.

The remote work desk →
Remote Work — editorial photograph illustrating: Median AI staff pay hits $223,000, remote work boosts hourly rate

Median AI staff pay hits $223,000, remote work boosts hourly rate

Median pay for a 'member of technical staff' in AI is $223,000. For remote workers, this translates to a 5.9% higher effective hourly rate.

Crypto

Yield, airdrops and the tax bill. Reported, not promoted.

The crypto desk →
Crypto — editorial photograph illustrating: SEC proposes new crypto rules: up to $75M in token issuance

SEC proposes new crypto rules: up to $75M in token issuance

The SEC has proposed new rules for crypto asset offerings, allowing companies to issue up to $75 million in tokens annually under certain conditions.

Work & Life

Mandates, the four-day week, and who owns your hours.

The work & life desk →
Work & Life — editorial photograph illustrating: What your commute is really paid

What your commute is really paid

Returning to the office three days a week can reduce your effective hourly wage by up to 16%, depending on commute time and salary.

Mindset

Why your plan stalls, and what actually restarts it.

The mindset desk →
Mindset — editorial photograph illustrating: The price of waiting until you feel ready to invest

The price of waiting until you feel ready to invest

Delaying investment until you feel perfectly ready carries a tangible financial cost. Even a short wait can significantly reduce your eventual balance.

Tools

The maths, without the sales pitch.

All calculators →

Free, no email wall. Every formula is published so you can check our maths.

FI number calculator

Open the full calculator

Coast FIRE calculator

Open the full calculator

How we make money

Nothing, today. No advertising, no affiliate link on any page, no paid placement in any list. When that changes, the policy page changes first — and no payment will ever reorder a list, because the order comes from arithmetic we print.

Read the full policy · Editorial policy · Corrections

Who writes this

Six reporters and one editor cover money, time, place and mind. Every story names who filed it and when, nothing runs on a single source, and the measurements live on the research desk.

Meet the newsroom · About Free the Wage Slave